Why choose Klarna


How does Pay Later in 3 instalments work?

It allows you to spread the cost of your order over 3 equal payments. The payment for each instalment will automatically be taken from the debit/credit card you entered at checkout. The first instalment will be taken when your order is confirmed by us. Instalments two and three will be taken at 30 days and 60 days later. You can monitor the payments in your Klarna account.

Am I eligible for Klarna Pay Later in 3?

Pay Later in 3 is currently available for people ordering from UK, US, Sweden, Austria, Germany, Netherlands, Norway, Denmark and Finland.

To pay using this method you must be at least 18. It is also subject to your financial circumstances. When you select this payment option at checkout Klarna will run an assessment to see if you are eligible.

How can I increase my chances of being accepted for Pay Later in 3?

Klarna judges it on a number of factors, including order value, previous order history and item availability. To improve your chances of being accepted, be sure to provide your full name and accurate address details and ship to your registered billing address. All orders are assessed individually. Even if you have been accepted for Klarna payments previously, it doesn't necessarily mean it will be offered at every order. It works in the reverse as well, if you have previously been denied, does not mean you will necessarily be denied again.

For more information view our FAQs page.